Insurance Coverage for DIEP Flap Breast Reconstruction in Connecticut

Introduction: Your Best Option Should Also Be Covered

Insurance should never stand between you and the best reconstruction for your body. Under federal protections and typical Connecticut insurance plans, DIEP flap breast reconstruction is covered — whether it’s done immediately at mastectomy or years later as a delayed procedure.

At Hartford Hospital and St. Francis Hospital & Medical Center, The DIEP Group manages preauthorizations, appeals, and insurance navigation for patients across Hartford, West Hartford, East Hartford, Manchester, New Britain, Bristol, Meriden, Middletown, Glastonbury, and Wethersfield.

Key point: You do not need implant problems for coverage. Elective implant-to-DIEP conversions are typically covered because DIEP is considered reconstructive, not cosmetic.

Visit our Before and After DIEP Flap Gallery

The Law That Protects You: WHCRA

The Women’s Health and Cancer Rights Act (WHCRA) requires most group health plans covering mastectomy to also cover:

  • Breast reconstruction (including DIEP flap)
  • Opposite-breast symmetry procedures
  • Treatment of complications like capsular contracture
  • Nipple reconstruction and 3D tattooing

This applies to immediate and delayed reconstruction.

When Insurance Typically Approves DIEP

  • Immediate DIEP during mastectomy (one or both sides)
  • Delayed DIEP months or years later
  • Failed implant reconstructions or unsatisfactory cosmetic results
  • Radiation-related implant problems (pain, tightness, deformity)
  • Capsular contracture (hard, painful implants)
  • Implant rupture/leakage
  • Recalled textured silicone breast implants
  • Elective implant-to-DIEP conversion to avoid future exchanges or leaks

Implants vs. DIEP: What Coverage Means in Real Life

ConsiderationImplantsDIEP Flap (Autologous)
Insurance after mastectomyCoveredCovered (immediate & delayed)
LongevityExchanges ~10–15 yrsPermanent
Radiation toleranceHigh risk of problemsBetter outcomes
Feel/temperatureMay feel cool/firmWarm, soft, natural
Leak/rupture riskYesNo device
Adapts with weightNoYes
Abdominal benefitNoneYes, tummy-tuck–like

Our Insurance Process for Hartford Patients

  1. Benefit check: Confirm coverage for DIEP under your plan.
  2. Documentation: Gather medical records, mastectomy notes, implant history, and photos (if required).
  3. Preauthorization: Submit detailed operative plan with correct CPT/ICD-10 codes.
  4. Appeal if needed: Provide surgeon letters, research evidence, and arrange peer-to-peer reviews.
  5. Cost transparency: Review deductibles, copays, and coinsurance before surgery.

What Costs Are Typically Covered

  • Hospital stay (2 days) at Hartford or St. Francis
  • Flap monitoring and ERAS pain control
  • Revisions and opposite-breast procedures for symmetry
  • Nipple reconstruction and tattooing
  • Follow-up visits

You’re only responsible for plan-specific items like deductibles and copays.

The “Tummy Tuck” Question (and Insurance)

Patients often ask: “Is DIEP like a tummy tuck, and is that covered?”

Because the tissue comes from your lower abdomen, patients enjoy a flatter belly and smoother contour. While it’s not billed as a cosmetic tummy tuck, the benefit is included in your reconstructive coverage.

Implant-to-DIEP Conversions: Covered in Connecticut

Many Hartford patients switch to DIEP after:

  • Capsular contracture
  • Radiation-altered implants
  • Rupture/leakage
  • Recalled implants
  • Elective choice to avoid ongoing exchanges

Coverage typically applies in all scenarios, even without active implant failure.

Patient Testimonial — Manchester, CT

“I had implants for years and was tired of the pain and the thought of replacing them again. The DIEP Group got my insurance approved at Hartford Hospital, and now I have natural, soft breasts and don’t have to worry about future exchanges. I even got a flatter stomach.”

— K.R., Manchester, CT

FAQs — Hartford Patients Ask

Is DIEP covered if my mastectomy was 10 years ago?

Yes. Delayed DIEP is typically approved.

Can I switch to DIEP if my implants are “fine”?

Yes. Insurance usually covers elective implant-to-DIEP conversions.

Does insurance cover recalled implant removal with DIEP?

Yes, often in the same operation.

How long is the hospital stay?

2 days at Hartford or St. Francis.

Is DIEP better after radiation?

Usually yes—autologous tissue is more reliable than implants in radiated fields.

Are revisions and tattooing covered?

Yes, when related to mastectomy reconstruction.

Service Areas

Hartford, West Hartford, East Hartford, Manchester, New Britain, Bristol, Meriden, Middletown, Wethersfield, Glastonbury, Newington and central Connecticut.

Internal Links (Hartford Series)

Take the Next Step

If you’re planning mastectomy, struggling with implants, or ready for a natural, permanent reconstruction, we’ll help secure insurance coverage and perform your surgery at Hartford Hospital or St. Francis.

The DIEP Group

203-200-0828

thediepgroup.com

Hartford Hospital & St. Francis · Hartford, CT

About Us

Our team at The DIEP Group is a group of fellowship trained and experienced microsurgeons.

Need Help?

We collaborate with breast cancer providers at various hospitals to allow patients universal access to cutting edge microsurgical breast reconstruction.